Merchants' Wharf N/A

Toronto | Ontario

Island Kingdom

Your Domain

View Photos Watch Film 360° VTour Open House

Edward Abdou

Presented At

$2,695,000

Bedrooms

Bathrooms

Washer Dryer

Office

Bar

Stone Countertops

Walk In Closet

Fitness Center / Gym

Laundry Room

Kitchen island

Balcony

City View

Water View

Waterfront

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 1

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 2

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 3

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 4

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 5

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 6

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 7

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 8

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 9

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 10

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 11

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 12

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 13

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 14

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 15

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 16

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 17

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 18

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 19

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 20

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 21

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 22

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 23

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 24

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 25

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 26

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 27

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 28

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 29

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 30

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 31

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 32

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 33

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 34

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 35

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 36

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 37

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 38

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 39

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 40

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 41

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 42

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 43

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 44

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 45

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 46

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 47

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 48

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 49

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 50

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. - Photo 51

Merchants' Wharf N/A

Toronto | Ontario

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada. , Toronto , Ontario

hotel-inspired waterfront retreat with sleek designs

Welcome to 55 Merchants’ Wharf, an exceptional waterfront residence where sophisticated design, bespoke finishes, and sweeping lake and city views define elevated downtown living. Thoughtfully curated throughout, this home offers a seamless blend of modern elegance and timeless craftsmanship. The expansive open-concept living space is anchored by a dramatic custom wood-slat feature wall with integrated ambient lighting and a sleek wall-mounted TV, creating an architectural focal point ideal for both refined entertaining and everyday living. Floor-to-ceiling windows bathe the interior in natural light and frame tranquil water views, while neutral tones, clean lines, and premium finishes create a calm, upscale atmosphere that flows effortlessly into the chef-inspired kitchen featuring a dramatic waterfall island, integrated appliances, bespoke cabinetry and striking architectural details that blend warmth with modern sophistication. The dining area is perfectly positioned beside expansive windows, offering an ever-changing urban and waterfront backdrop for memorable meals and gatherings. The primary bedroom is a serene, hotel-inspired retreat with floor-to-ceiling windows, wide-plank hardwood flooring, designer lighting and detailing. The spa-like ensuite offers a freestanding soaker tub, glass-enclosed rainfall shower, double vanity with stone countertops, and elegant wood and marble finishes. A generously sized second bedroom provides flexibility as a guest suite or executive home office complemented by a private ensuite with sleek modern finishes. Step onto the private balcony and enjoy unobstructed views of Lake Ontario-perfect for morning coffee or sunset relaxation. Ideally located steps from the waterfront boardwalk and minutes from the Financial District, St. Lawrence Market, and Toronto’s premier dining and cultural destinations, this residence delivers a rare opportunity for luxury waterfront living in one of the city’s most sought-after addresses.

Exterior

Property

Gallery

3D Street View Tour

Property Location

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada., Toronto Ontario

Local Weather & Climate

Toronto, Ontario

Current Conditions Updated recently

54 °F

Overcast clouds

Feels Like 52°F

Humidity 49%

Wind 8 mph

Visibility 6.2 mi

Sunrise 11:02 AM

Sunset 11:40 PM

5-Day Forecast

Mon 30 Mar

Clouds

High 61°

Low 57°

Tue 31 Mar

Rain

High 56°

Low 41°

Wed 1 Apr

Clouds

High 45°

Low 40°

Thu 2 Apr

Rain

High 40°

Low 37°

Fri 3 Apr

Rain

High 59°

Low 39°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Toronto?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

C$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Ready to explore financing?

Connect with trusted mortgage partners

Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Canada. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Canada tax year 2025 (fiscal year: January-December), rules effective from 1972. Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$269,500,000

55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada.

Toronto, Ontario

2 Beds

View All Photos

Market Opinion

View prices in:

Our perspective on current market conditions in Toronto. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $269,500,000 20% down ($53,900,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$23,158/day

Your home may appreciate while you sleep

$162,552/week $704,391/mo $8,452,696/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$148.3M

+$210.4M

$210.4M Potential Equity

vs $148.3M lost to rent over 10 years

$53.9M Down Payment Growth

3.9x

10yr

$210.4M

8.1x

20yr

$435.5M

12.6x

30yr

$680.6M

Wealth Comparison

×1,621

Equivalent to 1,621 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $680.6M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $317.4M +18%

Market $367.0M +36%

Optimistic $423.5M +57%

$210.4M est. equity

20 Years

Conservative $373.8M +39%

Market $499.8M +85%

Optimistic $665.6M +147%

$435.5M est. equity

30 Years

Conservative $440.2M +63%

Market $680.6M +153%

Optimistic $1,045.9M +288%

$680.6M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada have?

This house at 55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada features 2 bedrooms.

What is the listing price for 55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada?

This property is listed at $269,500,000.

Is now a good time to buy a home in Toronto?

Based on current market indicators, Toronto shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 55 Merchants' Wharf N/A, Toronto, ON, M5A 0P2, CANADA, Toronto, Ontario, Canada?

This is a house located in Toronto, Ontario. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: